Founding 2050% off your first yearUS$330 instead of US$66020 of 20 spots remaining

Cashback Card

A percentage back, spent with you.

A digital cashback card is a merchant loyalty card on the customer's phone that accumulates a configured percentage of eligible spend as loyalty value, which the customer can use toward future purchases at that business. With Loyal-T Cards, the card lives in Apple Wallet or Google Wallet, your team records eligible purchases with the scanner, and the balance updates on the card. It is part of your loyalty program, not a bank or card-network cashback product.

See Pricing

Included in Loyal-T Cards Annual, US$660/year for one business location. We set it up. Your team runs it.

Branded digital cashback card displayed in Apple Wallet: 45.00 points, 3% cashback percentage and Silver cashback status, with tier rules printed on the card

How it works

How a digital cashback card works.

Cashback is the loyalty mechanic that needs no explanation: spend, and a percentage comes back as value to use next time. Because the value is redeemed at your business, every balance is a reason to return.

Set the cashback rate

Choose the percentage of eligible spend that is credited as loyalty value, optionally with higher rates for higher-spending tiers.

Customer joins by QR

The customer adds your branded cashback card to Apple Wallet or Google Wallet.

Staff records the purchase

Your team scans the card and records the eligible purchase; the configured percentage is credited to the card's balance.

Value is used at your business

When the customer wants to use their balance, your team applies it to the purchase and records the redemption through the scanner.

Good fit

Where a cashback card fits.

Retail
Varied basket sizes suit a percentage-based return.
Restaurants
A clear percentage back on the bill is easy to explain at the table.
Car washes
Regular spend on washes and detailing accumulates a balance customers notice.
Beauty and wellness
Higher-value treatments make a percentage back feel meaningful.

Shop assistant handing a paper bag to a customer at a checkout

In practice

An example structure, and who does what.

Loyal-T Cards configures the structure with you at setup. From launch, your customers and your team use it like this.

Example cashback structure

Base rate: 3% of eligible spend credited as loyalty value
Higher tier: 5% once a customer's recorded spend passes a threshold
Balance validity: 12 months from when it is earned
Redemption: Applied by your team to a future purchase at your business

Rates, tiers and validity are configured for your program at setup. This is an illustration, not a required structure.

The customer

Joins from a QR code and keeps the card in Apple Wallet or Google Wallet
Sees the cashback percentage, status tier and current balance on the card
Watches the balance grow after each recorded purchase
Asks to use the balance on a later visit

Your team

Scan the card and record the eligible purchase amount
Apply the customer's balance to a purchase when asked, and record the redemption
Explain the rate and any tier rules consistently at the counter
Review balances and redemptions in the dashboard

See the scanner workflow

The same join, scan and dashboard workflow applies to every card type.

Before you choose

Important considerations.

This is loyalty value, not money

The balance on a cashback card is value within your loyalty program, to be used at your business. It is not a bank balance, it is not paid out in cash, and it is not a card-network or financial-services product.

No automatic settlement

Your team records purchases and redemptions through Loyal-T Cards. Nothing is deducted or settled automatically through your POS or payment provider.

Set the rate with your margins

The percentage comes out of your margin on the redeemed purchase. Decide the rate, any exclusions and the validity period before launch and state them in your own loyalty terms.

Loyal-T Cards is a separate loyalty platform. Keep using your existing booking, POS, ordering or business workflow; your team records loyalty activity through Loyal-T Cards alongside it.

Pricing

US$660/year

Loyal-T Cards Annual: US$660/year for one location, with the cashback card and every other card type included. Setup and team onboarding included.

Founding 20First 20 businesses: US$330 for the first year, then US$660/year.

Payment may be shown in your local currency at checkout.

Loyal-T Cards can support multi-location programs. The standard annual plan includes one location; additional locations are arranged separately.

See Pricing Claim a Founding Spot

Related formats

Other card types to compare.

Rewards Card

Customers earn points or rewards according to configured rules, so different purchases or actions can earn different amounts.

Discount Card

A loyalty card that gives an eligible customer a configured ongoing or conditional discount, shown on the card.

Membership Card

A digital membership credential customers keep in their wallet, showing their membership status and configured member benefits.

All card types

Common questions about the cashback card.

When your team records an eligible purchase through the Loyal-T Cards scanner, a configured percentage of that spend is credited to the customer's card as loyalty value. The customer can use that value toward a future purchase at your business.

No. The balance is value within your merchant loyalty program, redeemable at your business. It is not paid out in cash and is not a banking or card-network cashback product.

Yes. The balance, the cashback percentage and any status tier are displayed on the card in Apple Wallet or Google Wallet and update after each recorded purchase or redemption.

Yes. The base rate and optional higher tiers for higher-spending customers are configured for your program during setup.

That is your decision. A validity period can be configured to encourage timely use, or the balance can be left open-ended. Either way, state the rule in your own loyalty terms.